Contaduría Pública · 2026
Aportes de la economía solidaria al financiamiento y la sostenibilidad de las microempresas en Neiva
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Resumen
The article analyzes the contributions of the solidarity economy to the financing and sustainability of microenterprises in Neiva. Microenterprises face structural barriers to accessing formal financing, such as informality, lack of guarantees, limited credit history, complex procedures, and unfavorable financial conditions, which limit their growth and sustainability. The solidarity sector, composed of cooperatives and mutuals, emerges as a viable alternative by offering microcredits under favorable conditions, technical advice, and financial education, strengthening the accounting and administrative management of microenterprises.