Contaduría Pública · 2026
Análisis comparativo del crédito en la economía solidaria y el sector financiero en Colombia.
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Resumen
Credit plays a crucial role within the Colombian financial system by linking savings with investment and allowing resources to circulate, thereby stimulating the economy. Although banks and cooperative entities pursue the same goal, their approaches differ in key aspects such as access conditions, interest rates, repayment terms, and the social orientation of credit. The purpose of this study is to compare the operation of credit in commercial banks and savings and credit cooperatives, analysing their characteristics, limitations, and contributions to the national financial system.